For solo trades
ProPay is invoicing for plumbers, electricians, HVAC techs, and landscapers running a one-truck operation. Send a bill by text in 60 seconds. Customers pay by card or Venmo. We chase the overdue ones automatically.
Free forever · 1% on payments · Cancel by not using it
Invoice from
McGovern Plumbing
№
INV-2026-0042
The math
On $120,000of gross annual billing — normal for a solo plumber — that's $6,000 to $12,000 of earned cash that never lands because invoices got forgotten, chased by hand, or paid late enough to hurt.
Auto-reminders get most of that back. If ProPay recovers even $500 a year that you would have written off, the 1% fee pays itself back five times over.
(Also: you stop being the collection agent. That's worth something.)
How it works
01
Customer name, amount, one line about the job. Send. You're back on the road in 60 seconds. Full line items and notes available when you need them.
02
They get a text with a link. Tap → pay with card (Stripe) or Venmo → done. No account to create, no app to download.
03
T+3, T+7, T+14 reminders go out automatically. You stop being the collection agent. Your cash flow straightens out.
From the customer's side
Your customer gets one message. It has your business name, the amount, and a link. They tap. They see a clean invoice with a big button. They pay.
No account. No download. No “log into our portal.” Same friction as paying a friend on Venmo — but it looks like a real business.
McGovern Plumbing
+1 203 555 0108
Invoice from
McGovern Plumbing
Where ProPay fits
| Tool | Monthly cost | Per-payment cost | SMS invoices | Auto reminders | Right for solo? |
|---|---|---|---|---|---|
| ProPay | $0 | 1% + Stripe | ● | ● | ● |
| Jobber | $49–229 | Stripe | ● | ● | ○ |
| Housecall Pro | $59–199 | Stripe | ● | ● | ○ |
| Square Invoices | $0 | 2.9% + 30¢ | — | ◐ | ◐ |
| QuickBooks Self-Employed | $15 | 2.9% + 25¢ | — | — | ◐ |
| Venmo | $0 | 0%* | — | — | ◐ |
| Paper / cash | $0 | 0% | — | — | — |
● = included · ◐ = limited · — = not available · *Venmo Business is 1.9% + 10¢; personal accounts have no fee but aren't built for invoicing.
Positioning
Most software for the trades is a full field-service management platform — scheduling, dispatch, crew, CRM, invoicing, payments, reporting — bundled together and priced for 2–20 person shops.
If you're a solo trade or a two-person operation, you don't need any of that. You need to send an invoice when the job's done and get paid. That's the whole thing. ProPay is only the invoicing and collections part — no scheduling or dispatch pretending you have a crew.
It does six things well: invoice, send, get paid, remind, track, tax-export. Nothing else.
Pricing
The whole thing
1%
of payments collected. Nothing else.
What's included
Cards:1% to ProPay + Stripe's standard 2.9% + 30¢ (deducted from the contractor's balance).
Venmo: 0.5% to ProPay, for the reminder + chasing infrastructure. The money still hits your Venmo account directly; we settle the fee monthly.
Cash / check: nothing.
No monthly subscription. No seat fees. No per-invoice fee. We make money when you get paid.
Frequent questions